If you are in North America, just visit a Wells Fargo branch and enroll your relative's BPI or BPI Direct account. This will allow you to send funds straight to their BPI account in the Philippines. There is also an option where your recipient in the Philippines may pick up money at any BPI or BPI Family Savings Bank branch. The sender just needs to provide the beneficiary's name and full address, these information must exactly match the BPI account records or the valid I.D.s of the beneficiary. Wells Fargo will then create the remittance details to ensure money is sent quickly and securely. Through credit-to-account, Wells Fargo will complete a one-time verification of the details, after which subsequent remittances will be sent as soon as the same day. If through Cash Pick-up, money will be sent on the same day, however the remitter has to provide the beneficiary the 16-digit reference number issued by Wells Fargo, which the beneficiary needs to present along with proper I.D.s when claiming the remittance.
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